Real ChatGPT answer · index seedALYgTsb5Zw4completeFinance and banking · checking and savings accountshowto

What is the exact cut-off time for same-day ACH transfers to post from an external checking account into my primary online savings account?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the exact cut-off time for same-day ACH transfers to post from an external checking account into my primary online savings account?
1 real search · 1 real-search pass
same-day ACH transfer cutoff times bank receiving savings account external checking account cutoff variesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
same-day ACH transfer cutoff times bank receiving savings account external checking account cutoff varies Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
same-day ACH transfer cutoff times bank receiving savings account external checking account cutoff varies
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1