Real ChatGPT answer · index seedAKYFcgu9uVwcompleteFinance and banking · checking and savings accountscomparison
How frequently does Capital One 360 adjust their high yield savings rate, and should we lock in a CD instead with interest rates changing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How frequently does Capital One 360 adjust their high yield savings rate, and should we lock in a CD instead with interest rates changing?
3 real searches · 1 real-search pass
Capital One 360 Performance Savings APY current rate October 2026 rate changes variable rate officialGoogle ↗
OBSERVEDOther / navigational
Capital One CD rates October 2026 official 6 month 1 year 2 yearGoogle ↗
OBSERVEDConsequence
Capital One 360 Performance Savings rate history how often APY changes variable rateGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Capital One 360 Performance Savings APY current rate October 2026 rate changes variable rate official Google ↗
Capital One CD rates October 2026 official 6 month 1 year 2 year Google ↗
Capital One 360 Performance Savings rate history how often APY changes variable rate Google ↗
- High-Yield Rate: 360 Performance Savings · capitalone.com
- 360 CD Account Disclosures · capitalone.com
- Capital One Rate Changes as of 10-21-2026 · depositaccounts.com
- Capital One CD rates and disclosures · capitalone.com
- Capital One Rate Changes as of 3-12-2026 · depositaccounts.com
- Capital One Rate Changes as of 6-2-2026 · depositaccounts.com
- Capital One Rate Changes as of 10-9-2026 · depositaccounts.com
- Capital One CD Rates 2026 · forbes.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One 360 Performance Savings APY current rate October 2026 rate changes variable rate official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Capital One CD rates October 2026 official 6 month 1 year 2 year OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Capital One 360 Performance Savings rate history how often APY changes variable rate OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |