Real ChatGPT answer · index seedAKFrYycVpnUcompleteFinance and banking · personal loanscommercial

I need to compare the origination fees of the top three unsecured loan providers today because I am borrowing fifteen thousand dollars for a sudden move and want to minimize upfront costs.

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to compare the origination fees of the top three unsecured loan providers today because I am borrowing fifteen thousand dollars for a sudden move and want to minimize upfront costs.
1 real search · 1 real-search pass
2026 current personal loan lenders origination fees SoFi LightStream Discover LendingClub October 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
2026 current personal loan lenders origination fees SoFi LightStream Discover LendingClub October 2026 Google ↗
  1. Best Online Lenders for Personal Loans: October 2026 Rates · bills.com
  2. Rates and Terms · sofi.com
  3. Visit Discover · discover.com
  4. Visit LightStream · lightstream.com
  5. Visit SoFi · sofi.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 current personal loan lenders origination fees SoFi LightStream Discover LendingClub October 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1