Real ChatGPT answer · index seedAD7x00G1vMwcompleteFinance and banking · checking and savings accountsinformational

What liability does a bank assume when issuing a cashier check, and what are the exact statutory requirements for stopping payment on a lost instrument?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What liability does a bank assume when issuing a cashier check, and what are the exact statutory requirements for stopping payment on a lost instrument?
2 real searches · 1 real-search pass
Texas Business and Commerce Code 3.312 official statute lost cashier check 2026Google ↗
OBSERVEDShort fact
UCC 3-312 lost destroyed stolen cashier's check statutory requirements claim effective 90 days issuerGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Texas Business and Commerce Code 3.312 official statute lost cashier check 2026 Google ↗
UCC 3-312 lost destroyed stolen cashier's check statutory requirements claim effective 90 days issuer Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Texas Business and Commerce Code 3.312 official statute lost cashier check 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
UCC 3-312 lost destroyed stolen cashier's check statutory requirements claim effective 90 days issuer
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1