Real ChatGPT answer · index seedA9yXPu6pHYQcompleteInsurance · umbrella insurancecommercial

What are the best umbrella insurance options for a small tech company handling sensitive client data in New York?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the best umbrella insurance options for a small tech company handling sensitive client data in New York?
3 real searches · 1 real-search pass
commercial umbrella insurance technology companies New York insurers cyber liability exclusions excess liability coverage 2026Google ↗
OBSERVEDComparison
New York small business cyber insurance requirements SHIELD Act NYDFS cybersecurity regulation applicability officialGoogle ↗
OBSERVEDReason
commercial umbrella insurance coverage exclusions cyber liability technology errors omissions insurer officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
commercial umbrella insurance technology companies New York insurers cyber liability exclusions excess liability coverage 2026 Google ↗
New York small business cyber insurance requirements SHIELD Act NYDFS cybersecurity regulation applicability official Google ↗
commercial umbrella insurance coverage exclusions cyber liability technology errors omissions insurer official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
commercial umbrella insurance technology companies New York insurers cyber liability exclusions excess liability coverage 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
New York small business cyber insurance requirements SHIELD Act NYDFS cybersecurity regulation applicability official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
commercial umbrella insurance coverage exclusions cyber liability technology errors omissions insurer official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1