Real ChatGPT answer · index seedA9R195H2Ny8completeHealth and wellness · doctors and providerscommercial
Can you explain the hidden costs associated with high-deductible health plans versus traditional PPO options for a startup with eight employees?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain the hidden costs associated with high-deductible health plans versus traditional PPO options for a startup with eight employees?
3 real searches · 1 real-search pass
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025Google ↗
OBSERVEDReason
2026 ACA out-of-pocket maximum employer group health plans preventive services deductible HSA HDHP rulesGoogle ↗
OBSERVEDReason
California small group health insurance 1-100 employees employer contribution requirements 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025 Google ↗
2026 ACA out-of-pocket maximum employer group health plans preventive services deductible HSA HDHP rules Google ↗
California small group health insurance 1-100 employees employer contribution requirements 2026 Google ↗
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- What are Health Savings Account-eligible plans? · healthcare.gov
- 2026 Employer Health Benefits Survey · kff.org
- Eligibility Guidelines · coveredca.com
- Group (Employer-Based) Health Coverage · insurance.ca.gov
- Covered California for Small Business · coveredca.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 ACA out-of-pocket maximum employer group health plans preventive services deductible HSA HDHP rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California small group health insurance 1-100 employees employer contribution requirements 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |