Real ChatGPT answer · index seedA7dCeO28w9ocompleteCareers and HR · layoffs and severanceinformational

Is it cheaper to buy an ACA marketplace health plan or use COBRA for my family of four after my job was cut this morning?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it cheaper to buy an ACA marketplace health plan or use COBRA for my family of four after my job was cut this morning?
3 real searches · 1 real-search pass
2026 ACA Marketplace premium tax credits subsidy rules 2026 enhanced subsidies expiration official CMS IRSGoogle ↗
OBSERVEDReason
COBRA continuation coverage 102 percent premium 18 months job loss Department of LaborGoogle ↗
OBSERVEDConsequence
HealthCare.gov losing job based coverage special enrollment period 60 days estimate yearly incomeGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence67%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 ACA Marketplace premium tax credits subsidy rules 2026 enhanced subsidies expiration official CMS IRS Google ↗
COBRA continuation coverage 102 percent premium 18 months job loss Department of Labor Google ↗
HealthCare.gov losing job based coverage special enrollment period 60 days estimate yearly income Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 ACA Marketplace premium tax credits subsidy rules 2026 enhanced subsidies expiration official CMS IRS
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
COBRA continuation coverage 102 percent premium 18 months job loss Department of Labor
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
HealthCare.gov losing job based coverage special enrollment period 60 days estimate yearly income
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1