How are IRMAA surcharges calculated if I had a one time spike in income from selling stocks last year
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How are IRMAA surcharges calculated if I had a one time spike in income from selling stocks last year
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Medicare IRMAA income brackets Part B Part D 2026 premiums official CMS SSA Google ↗
Social Security IRMAA two years prior tax return capital gains SSA-44 life changing event stock sale Google ↗
- 2026 Medicare Parts A & B Premiums and Deductibles · cms.gov
- Benefits Planner: Retirement | Medicare Premiums · ssa.gov
- SSA-44 · ssa.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Medicare IRMAA income brackets Part B Part D 2026 premiums official CMS SSA OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Social Security IRMAA two years prior tax return capital gains SSA-44 life changing event stock sale OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |