Why did my home insurance rates increase so much after filing a minor claim and how can I fix my policy to lower the monthly bill?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my home insurance rates increase so much after filing a minor claim and how can I fix my policy to lower the monthly bill?
2 real searches · 1 real-search pass
Florida homeowners insurance premium increase after claim claim surcharge consumer guidance Florida Office of Insurance Regulation 2026Google ↗
OBSERVEDConsequence
Florida homeowners insurance discounts wind mitigation inspection deductible coverage shopping homeowners policy consumer guideGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Florida homeowners insurance premium increase after claim claim surcharge consumer guidance Florida Office of Insurance Regulation 2026 Google ↗
Florida homeowners insurance discounts wind mitigation inspection deductible coverage shopping homeowners policy consumer guide Google ↗
- Tips For Shopping For Homeowners Insurance | Office of the Insurance Consumer Advocate · myfloridacfo.com
- Homeowners Insurance FAQS | Consumer Services · myfloridacfo.com
- Property & Casualty Product Review · floir.gov
- Wind Mitigation Resources · floir.gov
- Premium Discounts for Hurricane Loss Mitigation · floir.gov
- Homeowners Insurance Overview | Consumer Services · myfloridacfo.com
- insurance consumer assistance portal · apps.fldfs.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Florida homeowners insurance premium increase after claim claim surcharge consumer guidance Florida Office of Insurance Regulation 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Florida homeowners insurance discounts wind mitigation inspection deductible coverage shopping homeowners policy consumer guide OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |