How does closing a credit card with a high limit affect my household credit utilization ratio, especially since we might apply for a home equity line soon?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does closing a credit card with a high limit affect my household credit utilization ratio, especially since we might apply for a home equity line soon?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing credit card effect credit utilization ratio available credit official Google ↗
HELOC application credit score credit utilization mortgage lender credit bureau official guidance Google ↗
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev
- Will paying off my credit card balance every month improve my credit score? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing credit card effect credit utilization ratio available credit official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
HELOC application credit score credit utilization mortgage lender credit bureau official guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |