Compare the credit scoring models utilized by Avant versus Marcus to determine which lender might be more forgiving of a temporary dip in credit score due to high revolving utilization.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the credit scoring models utilized by Avant versus Marcus to determine which lender might be more forgiving of a temporary dip in credit score due to high revolving utilization.
4 real searches · 1 real-search pass
Avant credit score model used underwriting FICO VantageScore personal loans officialGoogle ↗
OBSERVED
Marcus by Goldman Sachs personal loan credit score model FICO underwriting officialGoogle ↗
OBSERVED
Avant personal loan credit bureau credit score model revolving utilization underwritingGoogle ↗
OBSERVED
Marcus personal loan credit score model FICO Score 8Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 4 queries…
Searches and sources
ChatGPT4 real searches · gpt-6
Avant credit score model used underwriting FICO VantageScore personal loans official Google ↗
Marcus by Goldman Sachs personal loan credit score model FICO underwriting official Google ↗
Avant personal loan credit bureau credit score model revolving utilization underwriting Google ↗
Marcus personal loan credit score model FICO Score 8 Google ↗
- What is the typical credit score of an Avant customer? · support.avant.com
- How to Get a Personal Loan With a 580-669 Credit Score · avant.com
- Credit Score for a Personal Loan: Avant Lending Guide · avantlendings.com
- Marcus by Goldman Sachs Personal Loan Alternatives · nerdwallet.com
- Goldman Sachs Presentation to · goldmansachs.com
- Goldman Sachs Resolution Plan Public Section July 1, 2023 · fdic.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Avant credit score model used underwriting FICO VantageScore personal loans official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Marcus by Goldman Sachs personal loan credit score model FICO underwriting official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Avant personal loan credit bureau credit score model revolving utilization underwriting OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Marcus personal loan credit score model FICO Score 8 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |