Can you explain how the Medicare IRMAA surcharge brackets are calculated for someone like me whose income fluctuates a bit each year due to part-time consulting work?
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The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how the Medicare IRMAA surcharge brackets are calculated for someone like me whose income fluctuates a bit each year due to part-time consulting work?
1 real search · 1 real-search pass
2026 Medicare Part B Part D IRMAA brackets official CMS SSA 2026 MAGI two years priorGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 Medicare Part B Part D IRMAA brackets official CMS SSA 2026 MAGI two years prior Google ↗
- SSA Handbook § 2504 · ssa.gov
- Benefits Planner: Retirement | Medicare Premiums · ssa.gov
- SSA Handbook § 2501 · ssa.gov
- SSA - POMS: HI 01101.031 - How IRMAA is Calculated and How IRMAA Affects the Total Medicare Premium · secure.ssa.gov
- 2026 Medicare Parts A & B Premiums and Deductibles · cms.gov
- SSA - POMS: HI 01101.020 - IRMAA Sliding Scale Tables · secure.ssa.gov