How do modern insurance companies calculate depreciation schedules for roofing materials when settling a windstorm damage claim after ten years?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do modern insurance companies calculate depreciation schedules for roofing materials when settling a windstorm damage claim after ten years?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
homeowners insurance roof depreciation actual cash value replacement cost recoverable depreciation state insurance department roofing materials useful life Google ↗
NAIC homeowners insurance actual cash value depreciation roof claims depreciation labor state law Google ↗
- Rebuilding After a Storm: Know the Difference Between Replacement Cost and Actual Cash Value When It Comes to Your Roof · content.naic.org
- What’s the Difference Between Actual Cash Value Coverage and Replacement Cost Coverage? · content.naic.org
- Post-Disaster Claims Guide · content.naic.org
- Roof Insurance · insurance.ohio.gov
- Raising the Roof on Insurance Coverage · insurance.mo.gov
- roof-replacement · insurance.maryland.gov
- FAQs About Homeowners Insurance · ncdoi.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
homeowners insurance roof depreciation actual cash value replacement cost recoverable depreciation state insurance department roofing materials useful life OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC homeowners insurance actual cash value depreciation roof claims depreciation labor state law OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |