Real ChatGPT answer · index seed9vsoLWLvqtYcompleteFinance and banking · checking and savings accountsinformational
Why do banks advertise high APY rates without emphasizing the compounding frequency, and how much difference does it make on a small savings balance?
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The searches the AI actually ran for this prompt.
SEED QUERY
Why do banks advertise high APY rates without emphasizing the compounding frequency, and how much difference does it make on a small savings balance?
1 real search · 1 real-search pass
APY definition compounding frequency savings account FDIC consumer explanation nominal interest rateGoogle ↗
OBSERVED
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Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
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Searches and sources
ChatGPT1 real searches · gpt-6
APY definition compounding frequency savings account FDIC consumer explanation nominal interest rate Google ↗
- VI-3 Truth in Savings · fdic.gov
- § 1030.7 Payment of interest. · consumerfinance.gov