I am switching jobs tomorrow with existing coverage and need to know if my new employer will automatically cover my disability claim if a flare-up happens immediately.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am switching jobs tomorrow with existing coverage and need to know if my new employer will automatically cover my disability claim if a flare-up happens immediately.
1 real search · 1 real-search pass
US employer short term long term disability insurance pre-existing condition exclusion lookback period actively at work effective date new employer coverage existing conditionGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
US employer short term long term disability insurance pre-existing condition exclusion lookback period actively at work effective date new employer coverage existing condition Google ↗
- Insurance Circular Letter No. 14 (2007): Pre-existing condition provisions in group and blanket disability policies · dfs.ny.gov
- 42 U.S.C. § 300gg–3: Prohibition of preexisting condition exclusions or other discrimination based on health status · uscode.house.gov
- Instructions for Form 8994 (12/2024) · irs.gov
Queries
1 queries · click a column to sort