Real ChatGPT answer · index seed9eoVAoxUmmAcompleteFinance and banking · student loansbrand

Earnest refinancing versus SoFi refinancing for someone with average credit who is totally confused by fixed versus variable interest rates

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Earnest refinancing versus SoFi refinancing for someone with average credit who is totally confused by fixed versus variable interest rates
3 real searches · 1 real-search pass
Earnest student loan refinancing fixed variable rates eligibility credit score cosigner officialGoogle ↗
OBSERVED
SoFi student loan refinancing fixed variable rates eligibility credit score officialGoogle ↗
OBSERVED
Earnest vs SoFi student loan refinancing fees repayment terms cosigner officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Earnest student loan refinancing fixed variable rates eligibility credit score cosigner official Google ↗
SoFi student loan refinancing fixed variable rates eligibility credit score official Google ↗
Earnest vs SoFi student loan refinancing fees repayment terms cosigner official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinancing fixed variable rates eligibility credit score cosigner official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
SoFi student loan refinancing fixed variable rates eligibility credit score official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Earnest vs SoFi student loan refinancing fees repayment terms cosigner official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1