What are the current DTI ratios required by major lenders for jumbo mortgages when calculating debt to income with RSUs and variable bonuses?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current DTI ratios required by major lenders for jumbo mortgages when calculating debt to income with RSUs and variable bonuses?
3 real searches · 1 real-search pass
2026 current jumbo mortgage debt to income maximum 45 50 percent lender guidelines RSU restricted stock units bonus income underwriting Chase Wells Fargo Bank of America CitiGoogle ↗
OBSERVED
jumbo mortgage guidelines RSU income restricted stock units bonus income 2026 lenderGoogle ↗
OBSERVED
jumbo loan maximum debt to income ratio 50% portfolio lender guidelines 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 current jumbo mortgage debt to income maximum 45 50 percent lender guidelines RSU restricted stock units bonus income underwriting Chase Wells Fargo Bank of America Citi Google ↗
jumbo mortgage guidelines RSU income restricted stock units bonus income 2026 lender Google ↗
jumbo loan maximum debt to income ratio 50% portfolio lender guidelines 2026 Google ↗
- Jumbo 1 Underwriting Guidelines · windsormortgage.com
- Jumbo 2 Underwriting Guidelines · windsormortgage.com
- Restricted Stock Units and Restricted Stock Employment Income · selling-guide.fanniemae.com
- Bonus, Commission, Overtime, and Tip Income · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current jumbo mortgage debt to income maximum 45 50 percent lender guidelines RSU restricted stock units bonus income underwriting Chase Wells Fargo Bank of America Citi OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
jumbo mortgage guidelines RSU income restricted stock units bonus income 2026 lender OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
jumbo loan maximum debt to income ratio 50% portfolio lender guidelines 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |