What are the most common junk fees found on a Bank of America loan estimate and which ones should a budget-conscious borrower push back on immediately?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the most common junk fees found on a Bank of America loan estimate and which ones should a budget-conscious borrower push back on immediately?
3 real searches · 1 real-search pass
Bank of America mortgage loan estimate fees origination underwriting processing appraisal title fees officialGoogle ↗
OBSERVED
CFPB Loan Estimate section A B C fees shop for services junk fees mortgage negotiationGoogle ↗
OBSERVED
Bank of America mortgage closing costs lender fees application origination underwriting processingGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Bank of America mortgage loan estimate fees origination underwriting processing appraisal title fees official Google ↗
CFPB Loan Estimate section A B C fees shop for services junk fees mortgage negotiation Google ↗
Bank of America mortgage closing costs lender fees application origination underwriting processing Google ↗
- Loan estimate explainer · consumerfinance.gov
- What costs come with taking out a mortgage? · consumerfinance.gov
- Closing Costs Calculator - Estimate Closing Costs at Bank of America · bankofamerica.com
- What Are Closing Costs and How Much Will I Pay? · bettermoneyhabits.bankofamerica.com
- What required mortgage closing services can I shop for? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Bank of America mortgage loan estimate fees origination underwriting processing appraisal title fees official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB Loan Estimate section A B C fees shop for services junk fees mortgage negotiation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Bank of America mortgage closing costs lender fees application origination underwriting processing OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |