How do third-party diminished value claims affect my payout when filing through an unrepresented third-party carrier compared to going through my own collision coverage first?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do third-party diminished value claims affect my payout when filing through an unrepresented third-party carrier compared to going through my own collision coverage first?
3 real searches · 1 real-search pass
Michigan diminished value claim third party property damage insurance collision coverage first party law Michigan no faultGoogle ↗
OBSERVEDReason
Michigan Department Insurance diminished value vehicle claim at fault driver's insurer collision coverage subrogation deductibleGoogle ↗
OBSERVEDReason
Michigan Supreme Court diminished value claim automobile property damage MichiganGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Michigan diminished value claim third party property damage insurance collision coverage first party law Michigan no fault Google ↗
Michigan Department Insurance diminished value vehicle claim at fault driver's insurer collision coverage subrogation deductible Google ↗
Michigan Supreme Court diminished value claim automobile property damage Michigan Google ↗
- Frequently Asked Questions · michigan.gov
- CONSUMER PROTECTIONRESOURCE GUIDE · legislature.mi.gov
- What is diminished value? · iii.org
- Purchasing Auto Insurance FAQ · michigan.gov
- Michigan Compiled Laws, Chapter 500. Insurance Code of 1956 § 500.3037 · codes.findlaw.com
- Here we examine data on claim costs for these coverages and how they have trended over time. · iii.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Michigan diminished value claim third party property damage insurance collision coverage first party law Michigan no fault OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Michigan Department Insurance diminished value vehicle claim at fault driver's insurer collision coverage subrogation deductible OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Michigan Supreme Court diminished value claim automobile property damage Michigan OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |