Real ChatGPT answer · index seed9NbIzwGLek4completeFinance and banking · checking and savings accountsinformational
If I choose a six month CD instead of a savings account for my business emergency fund what are the exact penalty rules for early withdrawal?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If I choose a six month CD instead of a savings account for my business emergency fund what are the exact penalty rules for early withdrawal?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FDIC early withdrawal penalty time deposit six days seven days interest regulation DD six month CD penalty bank agreement Google ↗
CFPB certificate of deposit early withdrawal penalty varies bank terms Google ↗
- What are the penalties for withdrawing money early from a CD? · helpwithmybank.gov
- § 1030.4 Account disclosures. · consumerfinance.gov
- 12 CFR § 204.2 - Definitions. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC early withdrawal penalty time deposit six days seven days interest regulation DD six month CD penalty bank agreement OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB certificate of deposit early withdrawal penalty varies bank terms OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |