Real ChatGPT answer · index seed9MLvFXc5hZccompleteFinance and banking · checking and savings accountscommercial

I want to protect my cash by understanding how FDIC insurance limits are calculated for checking and savings accounts held at online banks partner institutions.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I want to protect my cash by understanding how FDIC insurance limits are calculated for checking and savings accounts held at online banks partner institutions.
2 real searches · 1 real-search pass
FDIC official deposit insurance coverage limits pass-through deposits fintech partner bank ownership categories 2026Google ↗
OBSERVEDReason
FDIC pass-through deposit insurance requirements records third party fintech officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC official deposit insurance coverage limits pass-through deposits fintech partner bank ownership categories 2026 Google ↗
FDIC pass-through deposit insurance requirements records third party fintech official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC official deposit insurance coverage limits pass-through deposits fintech partner bank ownership categories 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
FDIC pass-through deposit insurance requirements records third party fintech official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1