Real ChatGPT answer · index seed9GbiOHxuFHscompleteFinance and banking · taxes and tax softwarecomparison
Should I set up a SIMPLE IRA or a traditional 401k to maximize tax benefits for my small team
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should I set up a SIMPLE IRA or a traditional 401k to maximize tax benefits for my small team
3 real searches · 1 real-search pass
IRS 2026 401(k) contribution limits SIMPLE IRA contribution limits 2026 employer contributionsGoogle ↗
OBSERVEDComparison
IRS small business retirement plan startup tax credit SECURE 2.0 401k SIMPLE IRA 2026Google ↗
OBSERVEDComparison
Department of Labor SIMPLE IRA versus 401(k) small business requirements employer contributionsGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 2026 401(k) contribution limits SIMPLE IRA contribution limits 2026 employer contributions Google ↗
IRS small business retirement plan startup tax credit SECURE 2.0 401k SIMPLE IRA 2026 Google ↗
Department of Labor SIMPLE IRA versus 401(k) small business requirements employer contributions Google ↗
- Retirement topics - SIMPLE IRA contribution limits · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
- Retirement plans startup costs tax credit · irs.gov
- Choosing a Retirement Solution for Your Small Business · dol.gov
- 401(k) Plans For Small Businesses · dol.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limits SIMPLE IRA contribution limits 2026 employer contributions OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS small business retirement plan startup tax credit SECURE 2.0 401k SIMPLE IRA 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Department of Labor SIMPLE IRA versus 401(k) small business requirements employer contributions OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |