How does being located in a newly designated FEMA flood zone affect our home valuation and what will our appraisal look like when we try to refinance
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does being located in a newly designated FEMA flood zone affect our home valuation and what will our appraisal look like when we try to refinance
3 real searches · 1 real-search pass
FEMA newly mapped flood zone mortgage refinance mandatory flood insurance appraisal property value official guidanceGoogle ↗
OBSERVEDReason
FEMA flood map changes newly designated special flood hazard area 45 day notice map effective date flood insurance officialGoogle ↗
OBSERVEDConsequence
Fannie Mae appraisal flood zone market value comparable sales flood hazard area selling guideGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FEMA newly mapped flood zone mortgage refinance mandatory flood insurance appraisal property value official guidance Google ↗
FEMA flood map changes newly designated special flood hazard area 45 day notice map effective date flood insurance official Google ↗
Fannie Mae appraisal flood zone market value comparable sales flood hazard area selling guide Google ↗
- Site Section of the Appraisal Report · selling-guide.fanniemae.com
- Neighborhood Section of the Appraisal Report · guide-selling.fanniemae.com
- Comparable Sales · guide-selling.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Newly Mapped: A Discount for Properties Newly Designated in a SFHA | The National Flood Insurance Program for Agents · agents.floodsmart.gov
- What is my Flood Zone · floodsmart.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FEMA newly mapped flood zone mortgage refinance mandatory flood insurance appraisal property value official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FEMA flood map changes newly designated special flood hazard area 45 day notice map effective date flood insurance official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fannie Mae appraisal flood zone market value comparable sales flood hazard area selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |