Real ChatGPT answer · index seed97xuKumgYmMcompleteInsurance · life insurancecomparison

Is an accidental death benefit rider actually worth paying extra for on a State Farm policy versus getting a slightly larger term policy with New York Life?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is an accidental death benefit rider actually worth paying extra for on a State Farm policy versus getting a slightly larger term policy with New York Life?
3 real searches · 1 real-search pass
State Farm accidental death benefit rider policy details exclusions term life insurance officialGoogle ↗
OBSERVED
New York Life term life insurance death benefit coverage officialGoogle ↗
OBSERVED
NAIC consumer guide life insurance accidental death benefit rider term insuranceGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
State Farm accidental death benefit rider policy details exclusions term life insurance official Google ↗
New York Life term life insurance death benefit coverage official Google ↗
NAIC consumer guide life insurance accidental death benefit rider term insurance Google ↗
  1. Term Life Insurance Policies · newyorklife.com
  2. Life Insurance · content.naic.org

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
State Farm accidental death benefit rider policy details exclusions term life insurance official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
New York Life term life insurance death benefit coverage official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
NAIC consumer guide life insurance accidental death benefit rider term insurance
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1