Real ChatGPT answer · index seed95Vflg0D7QgcompleteFinance and banking · personal loansbrand

I am trying to compare the total cost of borrowing between Universal Credit and Upstart for a five thousand dollar consolidation loan.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am trying to compare the total cost of borrowing between Universal Credit and Upstart for a five thousand dollar consolidation loan.
2 real searches · 1 real-search pass
Universal Credit personal loans APR origination fee official loan terms 2026Google ↗
OBSERVED
Upstart personal loans APR origination fee official loan terms 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Universal Credit personal loans APR origination fee official loan terms 2026 Google ↗
Upstart personal loans APR origination fee official loan terms 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Universal Credit personal loans APR origination fee official loan terms 2026
OBSERVED
Google ↗
AI Mode ↗
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Upstart personal loans APR origination fee official loan terms 2026
OBSERVED
Google ↗
AI Mode ↗
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of 1