How do I calculate my debt-to-income ratio using my Social Security and pension income to see if I qualify for a reverse mortgage?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate my debt-to-income ratio using my Social Security and pension income to see if I qualify for a reverse mortgage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
HUD FHA HECM financial assessment residual income debt-to-income Social Security pension income grossing up official guidance Google ↗
CFPB reverse mortgage financial assessment income expenses residual income HECM Google ↗
- HECM FINANCIAL ASSESSMENT AND PROPERTY · hud.gov
- Help · entp.hud.gov
- What are my responsibilities as a reverse mortgage loan borrower? · consumerfinance.gov
- Consumer Financial Protection Bureau reverse mortgage guide · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HUD FHA HECM financial assessment residual income debt-to-income Social Security pension income grossing up official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB reverse mortgage financial assessment income expenses residual income HECM OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |