What should a retiree do if their bank froze their account after receiving notice of a pending bankruptcy filing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What should a retiree do if their bank froze their account after receiving notice of a pending bankruptcy filing?
3 real searches · 1 real-search pass
bank freeze account notice pending bankruptcy filing automatic stay actual petition Social Security benefits bank setoff bankruptcy 11 USC 362 553Google ↗
OBSERVEDConsequence
CFPB bank account frozen Social Security benefits garnishment two months rule 31 CFR 212Google ↗
OBSERVEDConsequence
U.S. Courts bankruptcy automatic stay begins filing petition bank account setoff retirement benefits exemptionsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
bank freeze account notice pending bankruptcy filing automatic stay actual petition Social Security benefits bank setoff bankruptcy 11 USC 362 553 Google ↗
CFPB bank account frozen Social Security benefits garnishment two months rule 31 CFR 212 Google ↗
U.S. Courts bankruptcy automatic stay begins filing petition bank account setoff retirement benefits exemptions Google ↗
- 11 U.S.C. § 362: Automatic stay · uscode.house.gov
- 11 U.S.C. § 362 (2024) - Automatic stay :: 2024 U.S. Code :: U.S. Codes and Statues :: U.S. Law :: Justia :: 2024 U.S. Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- 11 U.S. Code § 553 - Setoff | U.S. Code | US Law · law.cornell.edu
- 11 U.S. Code § 362 - Automatic stay | U.S. Code | US Law · law.cornell.edu
- Can a debt collector take my federal benefits, like Social Security or VA payments? · consumerfinance.gov
- Garnishment of Accounts Containing Federal Benefit Payments Frequently Asked Questions · fiscal.treasury.gov
- Submit a complaint · consumerfinance.gov
- Help With My Bank · helpwithmybank.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
bank freeze account notice pending bankruptcy filing automatic stay actual petition Social Security benefits bank setoff bankruptcy 11 USC 362 553 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB bank account frozen Social Security benefits garnishment two months rule 31 CFR 212 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
U.S. Courts bankruptcy automatic stay begins filing petition bank account setoff retirement benefits exemptions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |