Real ChatGPT answer · index seed8xnVLH07w6QcompleteFinance and banking · mortgagesinformational

What are the current underwriting guidelines for Wells Fargo mortgage refinancing when the applicant has multiple stream small business income?

ChatGPTgpt-64 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the current underwriting guidelines for Wells Fargo mortgage refinancing when the applicant has multiple stream small business income?
4 real searches · 1 real-search pass
Wells Fargo mortgage self-employed borrower income documentation refinance underwriting guidelines 2026Google ↗
OBSERVEDReason
Wells Fargo mortgage refinance self employed income underwriting multiple businesses documentation guidelines 2026Google ↗
OBSERVEDReason
Fannie Mae selling guide self-employed income multiple businesses two years tax returns ownership percentage 2026Google ↗
OBSERVEDOther / navigational
Freddie Mac guide self-employed income multiple businesses tax returns stable predictable 2026Google ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational25%ComparisonConsequenceReason50%DefinitionInstructionYes / no25%

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
Wells Fargo mortgage self-employed borrower income documentation refinance underwriting guidelines 2026 Google ↗
Wells Fargo mortgage refinance self employed income underwriting multiple businesses documentation guidelines 2026 Google ↗
Fannie Mae selling guide self-employed income multiple businesses two years tax returns ownership percentage 2026 Google ↗
Freddie Mac guide self-employed income multiple businesses tax returns stable predictable 2026 Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Wells Fargo mortgage self-employed borrower income documentation refinance underwriting guidelines 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Wells Fargo mortgage refinance self employed income underwriting multiple businesses documentation guidelines 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Fannie Mae selling guide self-employed income multiple businesses two years tax returns ownership percentage 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Freddie Mac guide self-employed income multiple businesses tax returns stable predictable 2026
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1