Real ChatGPT answer · index seed8qbQnVUT2mAcompleteFinance and banking · checking and savings accountscommercial

Explain the FDIC insurance limits for married couples with joint and individual savings accounts so I can protect my cash today.

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Explain the FDIC insurance limits for married couples with joint and individual savings accounts so I can protect my cash today.
1 real search · 1 real-search pass
FDIC official deposit insurance coverage limits joint accounts individual accounts 2026 ownership category rulesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
FDIC official deposit insurance coverage limits joint accounts individual accounts 2026 ownership category rules Google ↗
  1. Your Insured Deposits · fdic.gov
  2. Joint Accounts · fdic.gov
  3. Deposit Insurance FAQs · fdic.gov
  4. FDIC Deposit Insurance Guide · fdic.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC official deposit insurance coverage limits joint accounts individual accounts 2026 ownership category rules
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1