What are the precise conditions under which a lender will allow a float-down option on an existing interest rate lock before closing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the precise conditions under which a lender will allow a float-down option on an existing interest rate lock before closing?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage rate lock float down option lender requirements minimum rate improvement timing fee before closing CFPB Google ↗
mortgage lender float down policy rate lock agreement conditions conventional FHA VA jumbo Google ↗
- LOCK AND PRICING POLICY · admortgage.com
- Frequently Asked Questions · directcorp.com
- Product Offer Details · capcenter.com
- Mortgage FAQs · navyfederal.org
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- What do I do if the rate or fees are different on my Closing Disclosure than they were on my Loan Estimate? · consumerfinance.gov
- Float Down Terms and Conditions · atlanticbay.com
- Review loan estimates · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage rate lock float down option lender requirements minimum rate improvement timing fee before closing CFPB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
mortgage lender float down policy rate lock agreement conditions conventional FHA VA jumbo OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |