Real ChatGPT answer · index seed8mEy1xtRITgcompleteFinance and banking · budgeting and savinginformational
Is it worth moving my meager savings over to SoFi for their high yield savings account rate, and are there any hidden fees I need to know about as a recent grad?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it worth moving my meager savings over to SoFi for their high yield savings account rate, and are there any hidden fees I need to know about as a recent grad?
3 real searches · 1 real-search pass
SoFi high yield savings account current APY October 2026 direct deposit requirements fees overdraft minimum balance officialGoogle ↗
OBSERVEDShort fact
SoFi bank fee schedule savings account account fees ATM overdraft ACH transfer officialGoogle ↗
OBSERVEDReason
SoFi savings APY terms direct deposit qualifying deposits 2026 officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
SoFi high yield savings account current APY October 2026 direct deposit requirements fees overdraft minimum balance official Google ↗
SoFi bank fee schedule savings account account fees ATM overdraft ACH transfer official Google ↗
SoFi savings APY terms direct deposit qualifying deposits 2026 official Google ↗
- SoFi Banking · sofi.com
- Open a High Yield Savings Account Online · sofi.com
- Rates & fees · support.sofi.com
- What benefits do I get with direct deposit? How do I set it up? · support.sofi.com
- SoFi Bank Fees · sofi.com
- Switching to SoFi Checking and Savings Accounts: What Changes and What Stays the Same? · support.sofi.com
- Terms of Use · sofi.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi high yield savings account current APY October 2026 direct deposit requirements fees overdraft minimum balance official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
SoFi bank fee schedule savings account account fees ATM overdraft ACH transfer official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
SoFi savings APY terms direct deposit qualifying deposits 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |