Real ChatGPT answer · index seed8fNs7mnfAf4completeParenting and family · family financesbrand

Fidelity versus Charles Schwab for a minor Roth IRA which one has lower fees and a better mobile app for teaching a teenager how to invest their babysitting money?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Fidelity versus Charles Schwab for a minor Roth IRA which one has lower fees and a better mobile app for teaching a teenager how to invest their babysitting money?
3 real searches · 1 real-search pass
Fidelity custodial Roth IRA minor fees fractional shares app youth investing official 2026Google ↗
OBSERVEDOther / navigational
Charles Schwab custodial Roth IRA minor fees app fractional shares official 2026Google ↗
OBSERVEDOther / navigational
Fidelity vs Schwab mobile app investing education youth custodial IRA comparison 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Fidelity custodial Roth IRA minor fees fractional shares app youth investing official 2026 Google ↗
Charles Schwab custodial Roth IRA minor fees app fractional shares official 2026 Google ↗
Fidelity vs Schwab mobile app investing education youth custodial IRA comparison 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fidelity custodial Roth IRA minor fees fractional shares app youth investing official 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Charles Schwab custodial Roth IRA minor fees app fractional shares official 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Fidelity vs Schwab mobile app investing education youth custodial IRA comparison 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1