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Vanguard federal money market fund vs Vanguard short term treasury fund, which is currently better for holding my emergency cash in retirement?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Vanguard federal money market fund vs Vanguard short term treasury fund, which is currently better for holding my emergency cash in retirement?
3 real searches · 1 real-search pass
Vanguard VMFXX current 7 day SEC yield expense ratio November 2026 official VanguardGoogle ↗
OBSERVEDConsequence
Vanguard short term Treasury fund VGSH current SEC yield duration expense ratio November 2026 official VanguardGoogle ↗
OBSERVEDConsequence
Vanguard Short-Term Treasury Index Fund VSBSX SEC yield duration official VanguardGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Vanguard VMFXX current 7 day SEC yield expense ratio November 2026 official Vanguard Google ↗
Vanguard short term Treasury fund VGSH current SEC yield duration expense ratio November 2026 official Vanguard Google ↗
Vanguard Short-Term Treasury Index Fund VSBSX SEC yield duration official Vanguard Google ↗
  1. Money market funds for short-term investing goals · investor.vanguard.com
  2. VSBSX - Vanguard Short-Term Treasury Index Fund Admiral Shares · advisors.vanguard.com
  3. VGSH · advisors.vanguard.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Vanguard VMFXX current 7 day SEC yield expense ratio November 2026 official Vanguard
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Vanguard short term Treasury fund VGSH current SEC yield duration expense ratio November 2026 official Vanguard
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Vanguard Short-Term Treasury Index Fund VSBSX SEC yield duration official Vanguard
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1