I am confused about whether I should take the pension lump sum payout offered by my former employer in Pasadena or stick with monthly payments
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am confused about whether I should take the pension lump sum payout offered by my former employer in Pasadena or stick with monthly payments
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS pension lump sum rollover direct rollover tax withholding pension annuity options official guidance Google ↗
Department of Labor pension lump sum vs monthly annuity retirement decision factors survivor benefits inflation official Google ↗
- Annuity or lump sum · pbgc.gov
- Taking the Mystery Out of Retirement Planning · dol.gov
- CFPB Releases Guide to Help Consumers Navigate Pension Payouts · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS pension lump sum rollover direct rollover tax withholding pension annuity options official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Department of Labor pension lump sum vs monthly annuity retirement decision factors survivor benefits inflation official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |