Real ChatGPT answer · index seed8Z074AXwfxscompleteInsurance · disability insurancecomparison

I want to understand the definition of own occupation disability better and see if paying extra for a Guardian Life policy is actually cheaper overall than dealing with a cheaper policy that has weaker terms.

ChatGPTgpt-65 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I want to understand the definition of own occupation disability better and see if paying extra for a Guardian Life policy is actually cheaper overall than dealing with a cheaper policy that has weaker terms.
5 real searches · 1 real-search pass
Guardian disability insurance true own occupation definition specialty occupation residual disability official policyGoogle ↗
OBSERVEDDefinition
disability insurance own occupation any occupation definition consumer guide state insurance departmentGoogle ↗
OBSERVEDDefinition
Guardian individual disability income insurance product brochure own occupation rider 2026Google ↗
OBSERVEDOther / navigational
Guardian Life individual disability insurance true own occupation definition policy contract residual disability own occupation officialGoogle ↗
OBSERVEDDefinition
NAIC disability income insurance consumer guide own occupation definition disability insuranceGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (5)
Short factOther / navigational20%ComparisonConsequenceReasonDefinition80%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 5 of 5 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT5 real searches · gpt-6
Guardian disability insurance true own occupation definition specialty occupation residual disability official policy Google ↗
disability insurance own occupation any occupation definition consumer guide state insurance department Google ↗
Guardian individual disability income insurance product brochure own occupation rider 2026 Google ↗
Guardian Life individual disability insurance true own occupation definition policy contract residual disability own occupation official Google ↗
NAIC disability income insurance consumer guide own occupation definition disability insurance Google ↗

Queries

5 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Guardian disability insurance true own occupation definition specialty occupation residual disability official policy
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
disability insurance own occupation any occupation definition consumer guide state insurance department
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
Guardian individual disability income insurance product brochure own occupation rider 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Guardian Life individual disability insurance true own occupation definition policy contract residual disability own occupation official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
NAIC disability income insurance consumer guide own occupation definition disability insurance
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1