Can my company legally change our four hundred one k employer match vesting policy for existing employees in Kansas City?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my company legally change our four hundred one k employer match vesting policy for existing employees in Kansas City?
3 real searches · 1 real-search pass
Department of Labor 401(k) vesting employer matching contributions change vesting schedule existing employees ERISA anti-cutback ruleGoogle ↗
OBSERVEDReason
IRS 401(k) plan amendment vesting schedule employer matching contributions accrued benefits anti-cutback ruleGoogle ↗
OBSERVEDReason
ERISA 204(g) anti-cutback vesting schedule employer contributions defined contribution planGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Department of Labor 401(k) vesting employer matching contributions change vesting schedule existing employees ERISA anti-cutback rule Google ↗
IRS 401(k) plan amendment vesting schedule employer matching contributions accrued benefits anti-cutback rule Google ↗
ERISA 204(g) anti-cutback vesting schedule employer contributions defined contribution plan Google ↗
- Change in Plan Vesting Schedules · irs.gov
- A guide to common qualified plan requirements · irs.gov
- Retirement topics - Vesting · irs.gov
- 26 U.S. Code § 411 - Minimum vesting standards | U.S. Code | US Law · law.cornell.edu
- U.S.C. Title 29 · govinfo.gov
- Issue Snapshot - Vesting schedules for matching contributions · irs.gov
- 401(k) plan qualification requirements · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Department of Labor 401(k) vesting employer matching contributions change vesting schedule existing employees ERISA anti-cutback rule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS 401(k) plan amendment vesting schedule employer matching contributions accrued benefits anti-cutback rule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
ERISA 204(g) anti-cutback vesting schedule employer contributions defined contribution plan OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |