Real ChatGPT answer · index seed8WBGsVTXxogcompleteFinance and banking · checking and savings accountsinformational
If I buy an eighteen month CD today, what happens to my interest rate if the Federal Reserve decides to lower rates next month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If I buy an eighteen month CD today, what happens to my interest rate if the Federal Reserve decides to lower rates next month?
1 real search · 1 real-search pass
how fixed rate certificates of deposit work interest rate locked early withdrawal penalty FDIC consumer guidanceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
how fixed rate certificates of deposit work interest rate locked early withdrawal penalty FDIC consumer guidance Google ↗
- Shopping for a Certificate of Deposit? · fdic.gov
- Certificates of Deposit (CDs) · investor.gov
- High-Yield CDs: Protect Your Money by Checking the Fine Print · investor.gov