Real ChatGPT answer · index seed8SFrhexwqhIcompleteFinance and banking · mortgagescommercial

how long do interest rate locks typically last and what happens to my mortgage rate if closing gets delayed due to my business tax audits

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
how long do interest rate locks typically last and what happens to my mortgage rate if closing gets delayed due to my business tax audits
2 real searches · 1 real-search pass
mortgage rate lock typical 30 45 60 days extension expired lock lender policy CFPB mortgage rate lockGoogle ↗
OBSERVED
Fannie Mae self employed borrower IRS audit pending tax returns mortgage underwriting income verification auditGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
mortgage rate lock typical 30 45 60 days extension expired lock lender policy CFPB mortgage rate lock Google ↗
Fannie Mae self employed borrower IRS audit pending tax returns mortgage underwriting income verification audit Google ↗
  1. What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
  2. Review loan estimates · consumerfinance.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
mortgage rate lock typical 30 45 60 days extension expired lock lender policy CFPB mortgage rate lock
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Fannie Mae self employed borrower IRS audit pending tax returns mortgage underwriting income verification audit
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1