Is COBRA continuation coverage too expensive for my departing employees compared to ACA marketplace alternatives right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is COBRA continuation coverage too expensive for my departing employees compared to ACA marketplace alternatives right now?
3 real searches · 1 real-search pass
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 current rules IRS CMSGoogle ↗
OBSERVEDReason
COBRA continuation coverage 102 percent premium 60 day election period Department of Labor 2026Google ↗
OBSERVEDComparison
HealthCare.gov losing job-based coverage special enrollment period 60 days COBRA marketplace 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 current rules IRS CMS Google ↗
COBRA continuation coverage 102 percent premium 60 day election period Department of Labor 2026 Google ↗
HealthCare.gov losing job-based coverage special enrollment period 60 days COBRA marketplace 2026 Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- Explaining Health Care Reform: Questions About Health Insurance Subsidies · kff.org
- FAQs on COBRA Continuation Health Coverage for Workers · dol.gov
- See Your Options If You Lose Job-Based Health Insurance · healthcare.gov
- FAQs on COBRA Continuation Health Coverage for Employers and Advisers · dol.gov
- Plan Year 2026 Marketplace Plans and Prices Fact Sheet · cms.gov
- Getting health coverage outside Open Enrollment · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 current rules IRS CMS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
COBRA continuation coverage 102 percent premium 60 day election period Department of Labor 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
HealthCare.gov losing job-based coverage special enrollment period 60 days COBRA marketplace 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |