How do I pre-qualify for a used car loan through a credit union without hurting my credit score too much?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I pre-qualify for a used car loan through a credit union without hurting my credit score too much?
3 real searches · 1 real-search pass
credit union auto loan prequalification soft credit inquiry hard inquiry rate shopping auto loan FICO 14 45 day windowGoogle ↗
OBSERVED
site:consumerfinance.gov auto loan shopping multiple credit inquiries rate shopping credit scoreGoogle ↗
OBSERVED
site:myfico.com auto loan rate shopping inquiry 14 45 daysGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
credit union auto loan prequalification soft credit inquiry hard inquiry rate shopping auto loan FICO 14 45 day window Google ↗
site:consumerfinance.gov auto loan shopping multiple credit inquiries rate shopping credit score Google ↗
site:myfico.com auto loan rate shopping inquiry 14 45 days Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- myFICO · myfico.com
- Credit Karma · creditkarma.com
- How does a lender decide what interest rate to offer me on an auto loan? · consumerfinance.gov
- What should I know before I shop for a car or auto loan? · consumerfinance.gov
- How will shopping for an auto loan affect my credit? · consumerfinance.gov
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
credit union auto loan prequalification soft credit inquiry hard inquiry rate shopping auto loan FICO 14 45 day window OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:consumerfinance.gov auto loan shopping multiple credit inquiries rate shopping credit score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:myfico.com auto loan rate shopping inquiry 14 45 days OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |