Real ChatGPT answer · index seed8MB5NCmf4REcompleteFinance and banking · retirement accountscommercial
How do catch-up contributions work for business owners over fifty who missed years of saving due to startup costs?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do catch-up contributions work for business owners over fifty who missed years of saving due to startup costs?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 retirement plan contribution limits 401(k) catch-up IRA SEP SIMPLE business owners Google ↗
IRS SECURE 2.0 Roth catch-up wages threshold 2026 age 60 63 Google ↗
- Retirement topics - Catch-up contributions · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
- SIMPLE IRA Plans for Small Businesses · dol.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 retirement plan contribution limits 401(k) catch-up IRA SEP SIMPLE business owners OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS SECURE 2.0 Roth catch-up wages threshold 2026 age 60 63 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |