I recently lost my job while in the middle of house hunting, so how should I handle my mortgage pre-approval status with lenders without completely tanking my credit?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I recently lost my job while in the middle of house hunting, so how should I handle my mortgage pre-approval status with lenders without completely tanking my credit?
3 real searches · 1 real-search pass
CFPB mortgage preapproval job loss change employment income lender verification credit inquiry mortgage shopping window FICO 14 45 daysGoogle ↗
OBSERVED
Fannie Mae selling guide employment income verification borrower employment change before closing job loss mortgage eligibilityGoogle ↗
OBSERVED
myFICO rate shopping mortgage inquiries 14 45 day window credit scoringGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB mortgage preapproval job loss change employment income lender verification credit inquiry mortgage shopping window FICO 14 45 days Google ↗
Fannie Mae selling guide employment income verification borrower employment change before closing job loss mortgage eligibility Google ↗
myFICO rate shopping mortgage inquiries 14 45 day window credit scoring Google ↗
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Standards for Employment-Related Income · selling-guide.fanniemae.com
- Employment Offers or Contracts · selling-guide.fanniemae.com
- AnnualCreditReport.com · annualcreditreport.com
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB mortgage preapproval job loss change employment income lender verification credit inquiry mortgage shopping window FICO 14 45 days OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae selling guide employment income verification borrower employment change before closing job loss mortgage eligibility OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
myFICO rate shopping mortgage inquiries 14 45 day window credit scoring OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |