Real ChatGPT answer + Gemini simulation · index seed8GyJxnvAzxgcompleteAI OverviewInsurance · auto insuranceinformational
can you compare the current average cost of comprehensive and collision coverage versus liability only for a ten year old car
ChatGPTgpt-6Geminigemini-3.5-flash-lite3 passes + 1 real-search36 queries10/30/2026
Download run
Gemini unique queries
35
1 in ≥ half the passes · stability 34%
ChatGPT real searches predicted
100%
1 of 1 matched the simulation
Fan-out diagram
Seed → topic clusters → sub-queries, per model.
SEED QUERY
can you compare the current average cost of comprehensive and collision coverage versus liability only for a ten year old car
35 unique queries · 3 passes
insurance rates for ten year old cars
1 query · 2 hits
is comprehensive and collision worth it for a 10 year old car2xGoogle ↗
RELATED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence. 35 queries are still being classified.
What the models actually searched
Each model answered the query with its own web search. These are the searches it ran, matched to the closest simulated query.
ChatGPT1 real searches · gpt-6100% predicted
Florida average annual car insurance cost full coverage vs minimum liability 2026 comprehensive collision premiums age of vehicle Google ↗
- Average Cost of Car Insurance in Florida for 2026 · experian.com
- Average Car Insurance Cost in Florida (2026) · insurify.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · click a topic to focus it · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
35 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
is comprehensive and collision worth it for a 10 year old car RELATED | Google ↗ AI Mode ↗ | The user wants to know if the cost of full coverage outweighs the actual cash value of a decade-old vehicle. | — | web_article | insurance rates for ten year old cars | 2x of 3 | |
average cost of full coverage vs liability only car insurance REFORMULATION | Google ↗ AI Mode ↗ | Find the general cost difference between full coverage and liability-only policies. | — | comparison_table | liability versus full coverage comparis… | 1x of 3 | |
average cost comprehensive and collision vs liability only 10 year old car REFORMULATION | Google ↗ AI Mode ↗ | Find direct cost figures comparing full coverage to liability-only for a decade-old vehicle. | — | comparison_table | insurance rates for ten year old cars | 1x of 3 | |
average cost of liability vs full coverage auto insurance 10 year old car REFORMULATION | Google ↗ AI Mode ↗ | The user wants a direct cost comparison between liability-only and comprehensive/collision coverage for an older vehicle. | — | comparison_table | insurance rates for ten year old cars | 1x of 3 | |
is full coverage worth it on a 10 year old car IMPLICIT | Google ↗ AI Mode ↗ | Understand whether the financial payout of comprehensive and collision makes sense for an older vehicle's depreciated value. | — | web_article | full coverage value for older vehicles | 1x of 3 | |
average annual car insurance premium liability vs comprehensive collision data IMPLICIT | Google ↗ AI Mode ↗ | Access raw pricing statistics and data points for various coverage levels. | — | dataset | full coverage versus liability data | 1x of 3 | |
average auto insurance rates liability vs full coverage by age of car RELATED | Google ↗ AI Mode ↗ | Examine how insurance premiums scale down as vehicles age across different coverage tiers. | — | dataset | insurance costs by vehicle age | 1x of 3 | |
average annual car insurance premium liability vs comprehensive collision COMPARATIVE | Google ↗ AI Mode ↗ | The user seeks specific numerical averages and percentage differences between the two coverage tiers. | — | comparison_table | full coverage versus liability data | 1x of 3 | |
comprehensive vs collision vs liability insurance cost comparison COMPARATIVE | Google ↗ AI Mode ↗ | Compare all three primary coverage types in terms of price and protection. | — | comparison_table | coverage types cost differences | 1x of 3 | |
comprehensive vs collision vs liability insurance cost difference COMPARATIVE | Google ↗ AI Mode ↗ | Compare the specific price points and protection levels of the three main insurance coverage types. | — | glossary/definition | coverage types cost differences | 1x of 3 | |
when to drop collision and comprehensive coverage on older cars IMPLICIT | Google ↗ AI Mode ↗ | The user is trying to figure out the specific vehicle value threshold where dropping full coverage makes financial sense. | — | how_to_steps | dropping coverage on older cars | 1x of 3 | |
car insurance options for older vehicles age 10 years or older ENTITY EXPANSION | Google ↗ AI Mode ↗ | Discover insurance strategies and specialized coverage options designed specifically for aging vehicles. | — | buyers_guide | dropping coverage on older cars | 1x of 3 | |
when to drop collision and comprehensive coverage ENTITY EXPANSION | Google ↗ AI Mode ↗ | Learn the specific rules of thumb, such as the 10 percent rule, for dropping physical damage coverage on aging cars. | — | how_to_steps | coverage types cost differences | 1x of 3 | |
state minimum liability insurance cost vs full coverage rates ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to understand baseline liability costs compared to full coverage packages. | — | pricing_page | liability versus full coverage comparis… | 1x of 3 | |
how to decide if my car is too old for collision coverage PERSONALIZED | Google ↗ AI Mode ↗ | Find a rule of thumb or formula to decide whether to drop collision on an older car. | — | how_to_steps | dropping coverage on older cars | 1x of 3 | |
average cost of liability insurance for old cars 2024 PERSONALIZED | Google ↗ AI Mode ↗ | Find current benchmark pricing for basic liability-only policies on older vehicles. | — | pricing_page | dropping coverage on older cars | 1x of 3 | |
cheapest car insurance for 10 year old sedan liability only PERSONALIZED | Google ↗ AI Mode ↗ | The user is looking for budget-friendly liability options specifically tailored for older sedans. | — | buyers_guide | insurance rates for ten year old cars | 1x of 3 | |
cost of liability only car insurance per month REFORMULATION | Google ↗ AI Mode ↗ | Find the baseline monthly expense for minimal legal liability coverage. | — | pricing_page | liability versus full coverage comparis… | 1x of 3 | |
should I drop full coverage on a car worth 5000 RELATED | Google ↗ AI Mode ↗ | Determine the financial threshold where comprehensive and collision coverage cost more than the car is worth. | — | faq_page | full coverage value for older vehicles | 1x of 3 | |
average cost of comprehensive and collision insurance 2024 data REFORMULATION | Google ↗ AI Mode ↗ | The user wants the most up-to-date statistical average costs for full coverage insurance. | — | dataset | full coverage versus liability data | 1x of 3 | |
actual cash value of car vs insurance payout rules RELATED | Google ↗ AI Mode ↗ | Understand how insurers value a 10-year-old car in the event of a total loss claim. | — | glossary/definition | actual cash value insurance payouts | 1x of 3 | |
comprehensive and collision insurance cost calculator IMPLICIT | Google ↗ AI Mode ↗ | Use an interactive tool to estimate insurance costs based on specific vehicle age and value. | — | calculator/tool | coverage types cost differences | 1x of 3 | |
how much does car value affect comprehensive and collision rates RELATED | Google ↗ AI Mode ↗ | The user wants to know how depreciation impacts the pricing of physical damage coverages. | — | faq_page | full coverage versus liability data | 1x of 3 | |
when to drop comprehensive insurance on older cars RELATED | Google ↗ AI Mode ↗ | Learn the 10 percent rule or other financial guidelines for dropping physical damage coverage. | — | faq_page | dropping coverage on older cars | 1x of 3 | |
average annual car insurance premium full coverage vs liability REFORMULATION | Google ↗ AI Mode ↗ | Obtain national average annual statistics comparing full coverage and minimum liability. | — | pdf_whitepaper | full coverage versus liability data | 1x of 3 | |
liability vs full coverage insurance break even calculator IMPLICIT | Google ↗ AI Mode ↗ | The user wants a practical tool to compute whether full coverage costs exceed potential payout amounts. | — | calculator/tool | liability versus full coverage comparis… | 1x of 3 | |
average cost of full coverage car insurance by vehicle age ENTITY EXPANSION | Google ↗ AI Mode ↗ | Analyze how insurance rates fluctuate as vehicles age from new to over ten years old. | — | dataset | insurance costs by vehicle age | 1x of 3 | |
how much does collision insurance add to liability policy COMPARATIVE | Google ↗ AI Mode ↗ | Find out the incremental cost of adding physical damage coverages to a basic liability plan. | — | web_article | liability versus full coverage comparis… | 1x of 3 | |
actual cash value payout for 10 year old car total loss insurance ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to understand how insurers value a 10-year-old vehicle in the event of an accident. | — | glossary/definition | actual cash value insurance payouts | 1x of 3 | |
liability coverage limits and average premiums REFORMULATION | Google ↗ AI Mode ↗ | Examine standard liability limits and their corresponding average market rates. | — | web_article | full coverage versus liability data | 1x of 3 | |
do older cars need comprehensive insurance ENTITY EXPANSION | Google ↗ AI Mode ↗ | Understand if lenders or lease terms require full coverage on older cars or if it is purely optional. | — | forum/qna | dropping coverage on older cars | 1x of 3 | |
comprehensive vs collision vs liability insurance differences COMPARATIVE | Google ↗ AI Mode ↗ | The user needs a clear breakdown of what each specific type of auto insurance covers. | — | web_article | coverage types cost differences | 1x of 3 | |
should i drop collision coverage on a car worth less than 5000 RELATED | Google ↗ AI Mode ↗ | The user is looking for the specific market value threshold where full coverage becomes financially irrational. | — | forum/qna | full coverage value for older vehicles | 1x of 3 | |
car insurance calculator for older vehicles IMPLICIT | Google ↗ AI Mode ↗ | Use an interactive tool to calculate whether insuring a 10-year-old car is financially sound. | — | calculator/tool | dropping coverage on older cars | 1x of 3 | |
car insurance cost by vehicle age comparison RELATED | Google ↗ AI Mode ↗ | Review comparative data showing how insurance costs decrease as cars age from new to 10+ years old. | — | comparison_table | insurance costs by vehicle age | 1x of 3 |
Passes
Does another pass still surface new queries? A flattening curve means the fan-out has stabilised.
Geminix = pass, y = cumulative unique queries
| Model | Pass | Target | Generated | Seconds | Tokens (in / out) | Notes |
|---|---|---|---|---|---|---|
| gemini-3.5-flash-lite | 1 | 12 | 12 | — | 917 / 1,493 | |
| gemini-3.5-flash-lite | 2 | 12 | 12 | — | 917 / 1,487 | |
| gemini-3.5-flash-lite | 3 | 12 | 12 | — | 917 / 1,471 |