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Real ChatGPT answer · index seed8Gqymp7RxnYcompleteFinance and bankinglocal

What evidence or receipts do I need to provide when disputing an unauthorized online charge on my credit card as the primary account holder?

ChatGPTgpt-62 queries2h ago
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What evidence or receipts do I need to provide when disputing an unauthorized online charge on my credit card as the primary account holder?
2 real searches · 1 real-search pass
CFPB unauthorized credit card charge dispute billing error 60 days liability Fair Credit Billing Act officialGoogle ↗
OBSERVEDReason
FTC unauthorized credit card charges identity theft report credit card dispute officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact: wants a specific short fact: a number, date, name, place, priceShort factChatGPT real searches · Short fact: 0 of 2 queries (0%)Other / navigational: a site, brand, product, person or place with no question behind itOther / navigationalChatGPT real searches · Other / navigational: 0 of 2 queries (0%)Comparison: compares options or asks for the best / top / cheapestComparisonChatGPT real searches · Comparison: 0 of 2 queries (0%)Consequence: what happens as a result: effects, outcomesConsequenceChatGPT real searches · Consequence: 0 of 2 queries (0%)Reason: why something happens or what causes itReasonChatGPT real searches · Reason: 2 of 2 queries (100%)100%Definition: what something is or what a term meansDefinitionChatGPT real searches · Definition: 0 of 2 queries (0%)Instruction: how to do something: steps, a tutorial, a fixInstructionChatGPT real searches · Instruction: 0 of 2 queries (0%)Yes / no: a yes-or-no questionYes / noChatGPT real searches · Yes / no: 0 of 2 queries (0%)

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB unauthorized credit card charge dispute billing error 60 days liability Fair Credit Billing Act official Google ↗
FTC unauthorized credit card charges identity theft report credit card dispute official Google ↗
8 cited sources
  1. What is an unauthorized charge on my credit card account? · www.helpwithmybank.gov
  2. § 1026.13 Billing error resolution. · www.consumerfinance.gov
  3. Using Credit Cards and Disputing Charges · consumer.ftc.gov
  4. Credit Cards – Disputing A Charge | State of California - Department of Justice · www.oag.ca.gov
  5. Credit Cards · www.fdic.gov
  6. IdentityTheft.gov · www.identitytheft.gov
  7. FTC ReportFraud · reportfraud.ftc.gov
  8. Consumer Financial Protection Bureau · www.consumerfinance.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB unauthorized credit card charge dispute billing error 60 days liability Fair Credit Billing Act official
OBSERVED
Google ↗
AI Mode ↗		—Reason——1x
of 1
FTC unauthorized credit card charges identity theft report credit card dispute official
OBSERVED
Google ↗
AI Mode ↗		—Reason——1x
of 1
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