What consumer rights protect me if a credit card company denies my chargeback dispute for a service that was never rendered due to a company going out of business?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What consumer rights protect me if a credit card company denies my chargeback dispute for a service that was never rendered due to a company going out of business?
3 real searches · 1 real-search pass
CFPB credit card billing error services not delivered as agreed 60 days FCBA officialGoogle ↗
OBSERVED
eCFR Regulation Z 12 CFR 1026.13 billing errors services not delivered as agreed 1026.12(c) claims defensesGoogle ↗
OBSERVED
California consumer credit card dispute service not rendered business closed attorney general consumer complaintGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB credit card billing error services not delivered as agreed 60 days FCBA official Google ↗
eCFR Regulation Z 12 CFR 1026.13 billing errors services not delivered as agreed 1026.12(c) claims defenses Google ↗
California consumer credit card dispute service not rendered business closed attorney general consumer complaint Google ↗
- § 1026.12 Special credit card provisions. · consumerfinance.gov
- Credit Cards – Disputing A Charge | State of California - Department of Justice · oag.ca.gov
- 12 CFR § 1026.12 - Special credit card provisions. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- § 1026.13 Billing error resolution. · consumerfinance.gov
- 12 CFR § 1026.13 - Billing error resolution. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- California DFPI · dfpi.ca.gov
- Submit a CFPB complaint · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB credit card billing error services not delivered as agreed 60 days FCBA official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
eCFR Regulation Z 12 CFR 1026.13 billing errors services not delivered as agreed 1026.12(c) claims defenses OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
California consumer credit card dispute service not rendered business closed attorney general consumer complaint OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |