Real ChatGPT answer · index seed89KkTtjMjK0completeFinance and bankinginformational
My employer just changed our 401k matching schedule to vest over five years instead of immediately, and as a parent trying to maximize household savings, I want to know if I should still contribute the maximum amount to get the match.
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The searches the AI actually ran for this prompt.
SEED QUERY
My employer just changed our 401k matching schedule to vest over five years instead of immediately, and as a parent trying to maximize household savings, I want to know if I should still contribute the maximum amount to get the match.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 401(k) employer matching contributions vesting schedule 3 year cliff 6 year graded vesting 2026 Google ↗
Department of Labor 401(k) vesting employer matching contributions employee contributions always 100% vested Google ↗
2 cited sources
- Issue Snapshot - Vesting schedules for matching contributions · www.irs.gov
- 26 U.S.C. § 411: Minimum vesting standards · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) employer matching contributions vesting schedule 3 year cliff 6 year graded vesting 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Department of Labor 401(k) vesting employer matching contributions employee contributions always 100% vested OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |