Real ChatGPT answer · index seed86wBxQUfn78completeFinance and banking · checking and savings accountsinformational
How do banks determine the APY on interest checking accounts for small businesses, and are there minimum balance requirements I should know about?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do banks determine the APY on interest checking accounts for small businesses, and are there minimum balance requirements I should know about?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
small business interest checking APY how calculated minimum balance requirements FDIC Truth in Savings business accounts Google ↗
business interest checking account minimum balance APY tiers monthly fees major banks 2026 Google ↗
- Business Interest Checking Account · cfg.bank
- Business Interest Checking · amerfirst.org
- Business Checking With Interest | Business Checking Account Credit Union · sccu.com
- VI-3 Truth in Savings · fdic.gov
- 12 CFR Part 1030 - Truth in Savings (Regulation DD) · consumerfinance.gov
- Background and Summary of Regulation DD · federalreserve.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
small business interest checking APY how calculated minimum balance requirements FDIC Truth in Savings business accounts OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
business interest checking account minimum balance APY tiers monthly fees major banks 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |