Real ChatGPT answer · index seed85uiyafLh60completeFinance and banking · personal loansinformational
If I use a personal loan to consolidate high interest credit cards, will closing those old card accounts hurt my credit score more than the loan helps it?
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The searches the AI actually ran for this prompt.
SEED QUERY
If I use a personal loan to consolidate high interest credit cards, will closing those old card accounts hurt my credit score more than the loan helps it?
1 real search · 1 real-search pass
FICO closing credit card accounts utilization closed accounts credit score personal loan debt consolidation CFPBGoogle ↗
OBSERVED
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Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing credit card accounts utilization closed accounts credit score personal loan debt consolidation CFPB Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com
- How a Debt Consolidation Loan Impacts Your FICO® Scores · myfico.com