Real ChatGPT answer · index seed84t0BTEExwIcompleteFinance and banking · retirement accountscommercial
What happens to my unvested employer matching contributions if I initiate a rollover of my active 401k before the vesting schedule completes?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my unvested employer matching contributions if I initiate a rollover of my active 401k before the vesting schedule completes?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 401(k) vesting employer matching contributions forfeiture termination employment rollover active employee in-service distribution rules Google ↗
Department of Labor 401(k) vesting schedule employer matching contributions forfeiture when leave job Google ↗
- Retirement topics - Vesting · irs.gov
- What You Should Know About Your Retirement Plan · dol.gov
- Operating a 401(k) plan · irs.gov
- Issue Snapshot - Vesting schedules for matching contributions · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) vesting employer matching contributions forfeiture termination employment rollover active employee in-service distribution rules OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Department of Labor 401(k) vesting schedule employer matching contributions forfeiture when leave job OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |