Is there any way to lower my annual renewable term costs now that I have successfully quit smoking and lowered my cholesterol?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is there any way to lower my annual renewable term costs now that I have successfully quit smoking and lowered my cholesterol?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
annual renewable term life insurance smoker quit smoking reclassification premium reconsideration underwriting cholesterol insurer rules Google ↗
life insurance smoker nonsmoker underwriting 12 months 24 months cholesterol underwriting consumer guidance Google ↗
- Consumer Life Insurance FAQ · dfs.ny.gov
- Lifestyle Choices and Premiums · mass.gov
- Life Insurance for Smokers and Tobacco Users + Current Rates · nerdwallet.com
- Why Do Life Insurance Companies Test for Nicotine · ethos.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
annual renewable term life insurance smoker quit smoking reclassification premium reconsideration underwriting cholesterol insurer rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
life insurance smoker nonsmoker underwriting 12 months 24 months cholesterol underwriting consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |